The BTL sector has change beyond recognition over the last few years with the introduction of portfolio lending rules as well as the numbers changes made to the tax treatment of rental income. It is now much harder to navigate the fast changing BTL landscape and know for certain your chosen approach is best for you.
Whether you're an experiences landlord looking to restructure your existing portfolio or a first-time landlord looking to purchase your first BTL we can help.
Rental calculations have tightened significantly reducing how much lenders will lend. There has been a lot of innovation within the sector with lenders looking for different ways to lend more. We have whole of market access enabling us to access the most preferential criteria to help you minimise your deposit and maximise your return on investment.
Houses of multiple occupation (HMO's) are becoming increasingly popular with investors attracted by higher rental yields.
However, such properties are more tightly regulated which has an impact on financing of the property..
As with everything we do, we will thoroughly explore your situation and will examine all the different ways you can structure your property investments. Should you structures the ownership of the BTL in a Ltd Co?
We have years of expiernce helping clients find the best buy to let mortgages to suit their circumstances and objectives.
If you would like to find out more, we would be delighted to assist! Give us a call on 01892 884 144
Domus Finance Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated but he Financial Conduct Authority. Registered Company Number: 8386229. Registered Office: 7 Bell Yard, London, WC2A 2JR. Kent Office: 1 Little Mound Sion, Tunbridge Wells, Kent, TN1 1YS.
Your home may be repossessed if you do not keep up repayments on your mortgage. Buy to Let Mortgages are no usually regulated by the Financial Conduct Authority. There may be a fee for advising on and arranging your mortgage. The fee will depend on your circumstances. A typical fee is £399 payable on application.