Help to Buy Book a Property Valuation
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Help to Buy & New Build


In order to finance the purchase of a new build property you typically require a larger deposit. At Domus Finance we can finance a new build purchase with as little as 5% deposit with or without Help to Buy.

In order to finance the purchase of a new build property you typically require a larger deposit. At Domus Finance we can finance a new build purchase with as little as 5% deposit with or without Help to Buy.

Lenders affordability models become more generous the larger your deposit, making it harder to get the borrowing needed to purchase a suitable property if you have a deposit of 5%. In addition, mortgage interest rates are higher where the percentage deposit is lower.

If you cannot get the borrowing needed to purchase with a 5% deposit, the Help to Buy (in certain situations) could extend your buying capability enabling you to get on the property ladder.

With help to buy you provide a minimum 5% deposit, the government provide an equity load of up to 20% of the property value which is interest free for the first 5 years. The lender finances the remaining 75% of the property. As the lenders is providing a smaller percentage of the property value the risk to them is lower and the mortgage interest rates they offer are lower.

There is more to it than this so if you would like to understand what options are available to you, we would be delighted to offer our advice.

Domus Finance Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated but he Financial Conduct Authority. Registered Company Number: 8386229. Registered Office: 7 Bell Yard, London, WC2A 2JR. Kent Office: 1 Little Mound Sion, Tunbridge Wells, Kent, TN1 1YS.
Your home may be repossessed if you do not keep up repayments on your mortgage. Buy to Let Mortgages are no usually regulated by the Financial Conduct Authority. There may be a fee for advising on and arranging your mortgage. The fee will depend on your circumstances. A typical fee is £399 payable on application.